CLiP Ability is a patent-pending hybrid super wallet designed specifically for individuals with intellectual and developmental disabilities (I/DD) and their caregivers.

It bridges the gap between inclusive fintech and assistive technology, delivering autonomy, protection, and dignity to a demographic that has been historically underserved by financial systems.

CLiP Ability combines: Open-loop Mastercard for everyday flexibility, Restricted-loop wallet for essentials like groceries, transit, and medical expenses. Guardian controls & co-management tools for safety and support, Tailored interfaces for both adults and children.

Key Features:

- Ease of Use: Voice-guided navigation, autism-friendly.

- UI Safety: AI-driven alerts, panic button with emergency notifications, wearable GPS trackers that work without Wi-Fi.

- Financial Inclusion: Crypto-to-fiat conversion for safe gifting, eIDAS 2.0 compliance.

- Medical Vault: Secure storage for medical documents and data.

- Caregiver Support: Scheduling tools, non-code feature toggles, and co-management capabilities.

- Social Impact: CLiP Grant & Round-Up features to fund assistive tools, therapies, and inclusive education.

Through the CLiP Ability Grant Fund, users and supporters can “round up” whilst making purchases to directly fund life-enhancing tools and services for nominated recipients with spare change. CLiP Ability tops up donations with 30% of interchange revenue, ensuring impact is built into every transaction.

Our mission is to empower the I/DD community with financial and digital inclusion, making freedom, independence, and safety accessible to all. - "We’re not just building a product. We’re building freedom."

CLiP Ability Pledge

At CLiP Ability, we pledge to make financial inclusion a reality for people of all abilities.

We commit to: Accessibility First – Designing every feature so it is usable by everyone, regardless of ability. Equality in Action – Removing economic, social, and systemic barriers to full participation. Impact‑Per‑Transaction – Ensuring every payment processed contributes directly to funding inclusion through the CLiP Grant. Community Empowerment – Supporting individuals, grassroots groups, and charities with funding, mentorship, and tools for independence. Transparency & Accountability – Operating with honesty, openness, and a clear commitment to measurable impact. Long‑Term Change – Creating solutions that deliver lasting benefits, not temporary fixes. We believe financial access is a human right. With every transaction, we will work to build a world where independence, equality, and opportunity are possible for all.