CLiP Ability is a patent-pending hybrid super wallet designed specifically for individuals with intellectual and developmental disabilities (I/DD) and their caregivers.

It bridges the gap between inclusive fintech and assistive technology, delivering autonomy, protection, and dignity to a demographic that has been historically underserved by financial systems. CLiP Ability combines: Open-loop Mastercard for everyday flexibility Restricted-loop wallet for essentials like groceries, transit, and medical expenses Guardian controls & co-management tools for safety and support Tailored interfaces for both adults and children Key Features: Ease of Use: Voice-guided navigation, autism-friendly UI Safety: AI-driven alerts, panic button with emergency notifications, wearable GPS trackers that work without Wi-Fi Financial Inclusion: Crypto-to-fiat conversion for safe gifting, eIDAS 2.0 compliance Medical Vault: Secure storage for medical documents and data Social Impact: CLiP Grant & Round-Up features to fund assistive tools, therapies, and inclusive education Caregiver Support: Scheduling tools, non-code feature toggles, and co-management capabilities Through the CLiP Ability Grant Fund, users and supporters can “round up” purchases to directly fund life-enhancing tools and services for nominated recipients. CLiP Ability tops up donations with 30% of interchange revenue, ensuring impact is built into every transaction. Mission: To empower the I/DD community with financial and digital inclusion, making freedom, independence, and safety accessible to all. Tagline: "We’re not just building a product. We’re building freedom." If you like, I can also create a shorter, marketing-friendly version of this for your website and Women TechEU application. Do you want me to do that? You said: also neurodivergent ChatGPT said: Got it — here’s the updated About CLiP Ability including neurodivergent individuals alongside I/DD: About CLiP Ability

CLiP Ability Pledge

At CLiP Ability, we pledge to make financial inclusion a reality for people of all abilities.

We commit to: Accessibility First – Designing every feature so it is usable by everyone, regardless of ability. Equality in Action – Removing economic, social, and systemic barriers to full participation. Impact‑Per‑Transaction – Ensuring every payment processed contributes directly to funding inclusion through the CLiP Grant. Community Empowerment – Supporting individuals, grassroots groups, and charities with funding, mentorship, and tools for independence. Transparency & Accountability – Operating with honesty, openness, and a clear commitment to measurable impact. Long‑Term Change – Creating solutions that deliver lasting benefits, not temporary fixes. We believe financial access is a human right. With every transaction, we will work to build a world where independence, equality, and opportunity are possible for all.